The adulthoods of millennials—who are between 26 and 41 years old—have been marked by some of the most monumental economic events in modern history. Though life experiences, debt burdens, and frequent money decisions have left many millennials quite stressed, The 2022 Investopedia Financial Literacy Survey found this generation is also the most confident and invested—literally—in
Former President Donald Trump drew intense criticism from many in the international community for his protectionist stance and strict adherence to an “America First” agenda on the matter of trade. Among other concerns for the Trump administration, one of the primary targets of the former president’s ire was the North American Free Trade Agreement (NAFTA).
The Rural Energy for America Program (REAP) encourages the transition to renewable energy sources in rural and agricultural areas. Created by the Agricultural Improvement Act of 2018, REAP offers grants and guaranteed loans for developing clean energy systems and installing energy-efficient infrastructures such as lighting, insulation, cooling, and more. Key Takeways The Rural Energy for
Download Preston’s 1 page checklist for finding great stock picks: http://buffettsbooks.com/checklist Preston Pysh is the #1 selling Amazon author of two books on Warren Buffett. The books can be found at the following location: In this lesson, we first learned about the primary components of a bond. We learned that the par value or face
In today’s episode of let’s talk stocks, we are going to take a look at option greeks. We’ll to talk about delta, gamma, theta, and vega. In this video, we will cover: what the greeks are, how they’re used, and the big picture behind them. This lesson is perfect for people just starting out with
Millions of people nationwide are struggling to keep up with their bills. If you’re one of them, you may be considering making partial payments, thinking that some money is better than none, even if it’s less than the minimum due. Though partial payments can help reduce the interest that accrues on your debt, lenders typically
It’s time to gain exposure to the skyrocketing cryptocurrency market as a tidal wave of curious individual and institutional investors alike pour into this nascent asset class For a deeper dive into the trade check out my article: https://www.zacks.com/stock/news/1827545/riot-blockchain-riot-the-bitcoin-you-dont-want-to-miss Check out our weekly promotion: https://www.zacks.com/promo If you’re interested in our services, please check out Zacks
The demise of brick-and-mortar retail may be capturing the news, but despite the Amazon effect, some companies are still thriving. Even as Amazon’s entry into the retail pharmacy business becomes real, CVS Health is not just looking to survive, but to grow. In May 2018, CVS made progress regarding its $69 billion acquisition of Aetna Inc., an American
There are more than 43 million student loan borrowers in the United States, making it one of the largest types of consumer debt—only second to mortgage loans. Student loan borrowers owed a total of $1.728 trillion in student loan debt by the end of the first quarter of 2021. The average balance held per borrower
New York municipal bond mutual funds provide investors with professionally managed exposure to the New York municipal bond market. New York municipal bond funds primarily invest in bonds issued by New York state, local governments, regional governments, and special purpose districts. In turn, these funds are used to support public projects such as schools, highways,
Student loans can sometimes feel like a scam. Actual student loan companies like Navient, which provide student loans, have been embroiled in lawsuits and allegations from states like Washington, as well as the Consumer Financial Protection Bureau (CFPB). The worst student loan companies may appear to be scammers, but there are actual student loan forgiveness scams
A bus driver fills up at a gas station in Brooklyn on August 11, 2022 in New York City. Spencer Platt | Getty Images Labor Day marks the end of the summer driving season. While gas prices are elevated, the U.S. avoided the stretch of super high prices that some had feared. Gasoline prices are
MarketWatch published an article early in 2022 which highlighted last year’s best-performing S&P 500, mid-cap, small-cap, Nasdaq-100, and Dow 30 stocks. Some of the names on the five lists were cited by analysts as the top growth stocks to buy in 2022. We know in hindsight that growth stocks weren’t the best bet over the
Real estate investment trusts (REITs) are a key consideration when constructing any equity or fixed-income portfolio. They can provide added diversification, potentially higher total returns, and/or lower overall risk. In short, their ability to generate dividend income along with capital appreciation makes them an excellent counterbalance to stocks, bonds, and cash. REIT investing involves real
Top-Down vs. Bottom-Up: An Overview Top-down and bottom-up approaches are methods used to analyze and choose securities. However, the terms also appear in many other areas of business, finance, investing, and economics. While the two schemes are common terms, many investors get them confused or don’t fully understand the differences between the approaches. Each approach
Jumbo vs. Conventional Mortgages: An Overview Jumbo mortgages and conventional mortgages are two types of financing borrowers use to purchase homes. Both loans require homeowners to meet certain eligibility requirements including minimum credit scores, income thresholds, repayment ability, and down payments. Both are also mortgages issued and underwritten by lenders in the private sector, as
Limited liability partnerships (LLPs) are a flexible legal and tax entity that allows partners to benefit from economies of scale by working together while also reducing their liability for the actions of other partners. As with any legal entity, it is important that you check the laws in your nation (and your state) before getting
What Is a Split? Mutual funds split the same way individual stocks split, but less often. Like stock splits, mutual fund splits do not result in any change in net value, so they are primarily a marketing device. A split occurs when a mutual fund increases the number of shares outstanding while simultaneously decreasing the price per share
For Best Buy Co, Inc. (BBY), China was far from its best experience. The Minnesota-based company, best known for its big-box retail stores that sell consumer electronics products, withdrew from the Chinese market in 2014 by selling off the majority stake in its local partner, Five Star Appliance Co, to a Chinese real estate company. In a statement at that
On Feb. 24, 2021, President Biden took a big step toward addressing the green card backlog: he revoked a freeze the former administration had put on several types of visas due to the COVID-19 pandemic. The move was an extension of his recent proposal to reform the immigration process. It also served to clear the